Your Energy Saving Light Bulbs will be so busy; they may not even
notice the huge smile you'll have on your face as you watch them. If they do
notice, they surely won't realize you are half smiling because your kids are so
happy, but also because you just "tricked" them into the best workout of their
What can you do now to reduce your post retirement risks? What
is the Death Spiral or Ascending Helix? Answering those questions can help you
put your financial life under your control, but it will take time and patience.
It all starts with understanding your fate is up to you.
In planning for the financial future, you need to decide what
you will need later, in order to work backward to determine how much you need to
save now to reach that goal. Two of the things you have to consider is what will
provide your income after retirement and what risks you are willing to take
There are many types of plans. We will cover three types of
plans in this article, they are growth plans, draw down plans, and protected
principal Global Candle Bulb plans.